Services
Your Trusted Denver Insurance Broker Serving The Denver Community
Par Whole Life
Par Whole Life Insurance, offered by Sater Life Insurance, is a comprehensive and long-term insurance solution designed to provide financial security and peace of mind to policyholders and their loved ones. This type of insurance policy offers a combination of life insurance protection and a cash value
component, making it an attractive option for those seeking lifelong coverage and a solid investment
vehicle.
Read More
Indexed Universal Life
Indexed Universal Life (IUL) Insurance, offered by Sater Life Insurance , is a flexible and innovative life
insurance product that combines the benefits of life insurance protection with the potential for cash value growth linked to the performance of financial market indices. IUL is designed to provide policyholders with the opportunity to accumulate cash value over time while also ensuring a death benefit for their beneficiaries.
Universal Life
Universal Life Insurance, offered by Sater Life Insurance, is a versatile and flexible life insurance product designed to provide coverage for the policyholder’s entire lifetime while allowing for adjustments to the policy’s premium payments and death benefit. Universal Life Insurance offers a combination of life insurance protection and a cash value component that can grow over time, providing policyholders with a range of financial planning options.
Read More
Final Expense
Final Expense Insurance, provided by Sater Life Insurance, is a specialized type of life insurance designed to address the specific financial needs associated with end-of-life expenses. This insurance product is intended to help ease the financial burden on loved ones when the policyholder passes away, ensuring that funds are available to cover funeral and burial costs, medical bills, and other outstanding debts.
Read More
Term Life
Term Life Insurance, offered by Sater Life Insurance, is a straightforward and cost-effective life insurance product designed to provide financial protection for a specified period, known as the policy term. Term Life Insurance is a popular choice for individuals and families who want to secure coverage for a specific time frame, such as the duration of a mortgage, the years their children are dependent, or while they have outstanding debts.
Read More
Mortgage Protection
Mortgage Protection Insurance, provided by Sater Life Insurance, is a specialized type of life insurance designed to offer financial security and peace of mind to homeowners. This insurance product is tailored to address the specific needs associated with mortgage obligations. It ensures that in the event of the policyholder’s passing, the outstanding mortgage balance is paid off, preventing financial hardship for surviving family members and allowing them to remain in their home.
Read More
Child Life Insurance
Child Life Insurance, offered by Sater Life Insurance, is a specialized life insurance product designed to provide financial protection and peace of mind for families. This insurance is purchased for children and serves various purposes, such as covering burial or funeral expenses, building cash value for the child’s future needs, and ensuring that the child can maintain life insurance coverage as they grow into adulthood.
Read More
Supplemental Insurance
Supplemental Insurance, provided by Sater Life Insurance, offers additional coverage to complement your primary health and life insurance policies. These supplemental insurance plans are designed to address specific health and financial needs that may not be fully covered by traditional insurance. They can help safeguard your financial well-being in the face of unexpected medical expenses and other
health-related costs.
Read More
Health Insurance
At Sater Insurance, we understand that your health is your most valuable asset. That’s why we guide you in every step of the way to make sure that you get the right policy that makes the most sense for your health and your budget.
Supplemental Insurance
Hospital Indemnity
Hospital Indemnity insurance provides financial support when you or a covered family member is hospitalized. It typically pays a daily or lump-sum benefit for each day spent in the hospital, which can help cover hospital-related costs that may not be fully covered by your primary health insurance, such as deductibles, copayments, or everyday living expenses while hospitalized.
Cancer Plans
Cancer insurance is designed to assist with the financial burden associated with cancer diagnosis and treatment. It typically provides a lump-sum payment upon the diagnosis of cancer, which can be used to cover medical bills, treatment expenses, or other costs like transportation and accommodations for medical appointments.
Critical Illness & Heart Attack
Critical Illness and Heart Attack insurance provides a lumpsum benefit upon the diagnosis of a critical illness, such as a heart attack, stroke, or major organ failure. This money can be used to cover medical bills, treatments, and other expenses that may not be fully covered by health insurance.
Dental, Vision & Hearing
These insurance plans cover the costs of dental care, vision correction, and hearing aids. They can help with the expenses related to regular check-ups, dental procedures, eyeglasses, contact lenses, or hearing aids, which may not be fully covered by standard health insurance.
Accident Insurance
Accident insurance provides financial protection in case of accidental injuries, including fractures, burns, or other accidents. It typically offers a lump-sum payment to help with medical bills, transportation, and other out-of-pocket expenses that may result from an accident.
